Dental Insurance
MedMutual Protect’s Dental Insurance covers preventive, basic, and major services. No restrictive networks – you can pick a dentist of your choice. You decide whether benefits are payable to you or your dentist.
There’s no Preventive Care waiting period, so benefits are payable immediately for preventive services such as cleanings and X-rays.
Who it Helps Most
MedMutual Protect’s Dental Insurance is for consumers who value freedom from networks, affordability, and straight forward benefits.
How It Works
You have two out-of-pocket level options to give you more control over your budget.
Plan Selection
I need affordable dental care and insurance from my preferred dentist.
Need
I receive dental care and choose whether benefits are payable to me or my dentist.
Reimbursement
My dental insurance pays a specific amount for each covered dental service.
Payable Benefits
| Preventive Services | Basic Coverage | Major Coverage - Includes Basic Coverage benefits plus: |
|---|---|---|
| Routine Exams | Fillings |
Inlay or Onlay |
| Cleanings | Repairs or replacements or fillings, bridges or crowns | Crowns |
| X-Rays | Root Canal | |
| Fluoride | Dentures | |
| Bridges |
Preventive Services are included in both Basic and Major Coverage plans.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.