Accident Policy

You never know when or where an accident may occur that could hinder your ability to work, pay bills, and provide for your family. MedMutual Protect’s Accident Insurance policies provide additional financial protection in the event of a serious accident or injury.

Person with their leg in a cast.

Included Benefits

Accident Insurance Policy includes benefits for:

  • Accidental Death
  • Emergency Room and Urgent Care Center
  • Hospital Room
  • Intensive Care
  • Miscellaneous Hospital Inpatient Expenses
  • Inpatient Doctor Calls
  • Inpatient Diagnostic Radiology
  • Inpatient Pathology
  • Surgical
  • Anesthesia
  • Prosthesis

Accident Insurance Policy Features

  • Benefits may be paid directly to you or to whomever you assign.
  • Tailor the policy to best fit your needs by choosing a $500, $1,000 or $2,000 deductible amount.
  • This policy provides accident-only coverage.
  • Policy pays in addition to any other coverage.

Included Benefits

Accident Insurance Policy includes benefits for:

  • Accidental Death
  • Emergency Room and Urgent Care Center
  • Hospital Room
  • Intensive Care
  • Miscellaneous Hospital Inpatient Expenses
  • Inpatient Doctor Calls
  • Inpatient Diagnostic Radiology
  • Inpatient Pathology
  • Surgical
  • Anesthesia
  • Prosthesis

Accident Insurance Policy Features

  • Benefits may be paid directly to you or to whomever you assign.
  • Tailor the policy to best fit your needs by choosing a $500, $1,000 or $2,000 deductible amount.
  • This policy provides accident-only coverage.
  • Policy pays in addition to any other coverage.

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.