Specified Disease Insurance
Some medical conditions can have a major financial impact and leave you with unexpected out-of-pocket costs. Our Specified Disease Insurance covers inpatient and outpatient treatment costs for 20 different conditions.
Convenient Plan Designs
Deductible Amount
Plan designs have deductible options ranging from $0 to $5,000.
Coinsurance
Plan designs have coinsurance coverage (reimbursement) levels of 80% and 100%, payable after your deductible is met.
Maximum Benefit Amount
Plan designs maximum benefit amounts range from $10,000 to $1,000,000.
Inpatient and Outpatient Treatments Covered
| Inpatient Benefits | Outpatient Benefits |
|---|---|
| Hospital Stay and Services | Outpatient Surgery |
| Surgery | Outpatient Anesthesia |
| ICU | Physical Therapy |
| Anesthesia | Ambulance |
| Prosthesis | Doctor's Visits |
| Physician Treatment | X-Rays and Lab Tests |
Covered Conditions
Addison's Disease
Cancer
Coronary Artery/ Cardiovascular Disease
COVID-19
Cushing’s Disease
Gout
Hyperthyroidism
Hypothyroidism
Major Organ Transplant
Pancreatitis
Diabetes
Ebola Virus Disease
End Stage Renal Failure
Gallbladder Disease
Gastrointestinal Disease
Pneumonia
Psoriasis
Shingles
Stroke
Viral Hepatitis
Addison's Disease
Cancer
Coronary Artery/ Cardiovascular Disease
COVID-19
Cushing’s Disease
Gout
Hyperthyroidism
Hypothyroidism
Major Organ Transplant
Pancreatitis
Diabetes
Ebola Virus Disease
End Stage Renal Failure
Gallbladder Disease
Gastrointestinal Disease
Pneumonia
Psoriasis
Shingles
Stroke
Viral Hepatitis
*ACA plans are brokered through Summerset Marketing Company.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.