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Accidental Death and Dismemberment Insurance

Accidents happen, and worrying about finances should be the last thing on your mind. Prepare for life’s unexpected outcomes and protect you and your family with an Accidental Death and Dismemberment Policy from MedMutual Protect.

Accidents Can Strike at Any Time

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In 2022, Over 220,000 unintentional injury deaths occurred in the U.S.1

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Unintentional injury is the 3rd leading cause of death.1

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There were nearly 45,000 motor vehicle traffic deaths in 2022.1

Payable Benefits

Payable benefits that are a direct result of a Covered Accident can be used to pay for medical expenses, daily living expenses or loss-of life expenses. This policy pays benefits for injuries such as complete dislocations, complete simple or closed bone fractures and death that are a direct result of a covered accident.

Benefit Benefit Amount
 Over 19 years of age $50,000
Under 19 years of age $10,000

*Varies by state 

1Centers for Disease Control and Prevention. National Center for Health Statistics. Retrieved June 20, 2024. Accessible here.

*ACA plans are brokered through Summerset Marketing Company.

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.