Accident Insurance
Accidents happen. You never know when or where, but they can disrupt your life and lead to major unexpected costs. Our Accident Insurance can provide financial relief when unexpected injuries occur.
Convenient Plan Designs
Deductible Amount
Plan designs have deductible options ranging from $0 to $5,000.
Coinsurance
Plan designs have coinsurance coverage (reimbursement) levels of 80% and 100%, payable after your deductible is met.
Maximum Benefit Amount
Plan designs maximum benefit amounts range from $10,000 to $1,000,000.
Accident Insurance Coverage
With an accident, there can be a lot of different expenses. Our Accident Insurance covers both inpatient and outpatient services.
| Inpatient Benefits | Outpatient Benefits |
|---|---|
| Emergency Room | Urgent Care |
| Hospital Stay and Services | Outpatient Surgery |
| Surgery | Outpatient Anesthesia |
| ICU | Physical Therapy |
| Anesthesia | Ambulance |
| Prosthesis | Doctor's Visits |
| Physician Treatment | X-Rays and Lab Tests |
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.