Mother and daughter sitting on the ground together outside. The mother is kissing her daughter on the forehead and the daughters arm is wrapped in a bright pink cast.

Accident Insurance

Accidents happen. You never know when or where, but they can disrupt your life and lead to major unexpected costs. Our Accident Insurance can provide financial relief when unexpected injuries occur.  

Convenient Plan Designs

MedMutual Protect's Accident Insurance offers five convenient plan designs that allow you to focus on plan features that matters most to you.
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Deductible Amount

Plan designs have deductible options ranging from $0 to $5,000.

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Coinsurance

Plan designs have coinsurance coverage (reimbursement) levels of 80% and 100%, payable after your deductible is met.

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Maximum Benefit Amount

Plan designs maximum benefit amounts range from $10,000 to $1,000,000.

Accident Insurance Coverage

With an accident, there can be a lot of different expenses. Our Accident Insurance covers both inpatient and outpatient services.

 Inpatient Benefits Outpatient Benefits
Emergency Room  Urgent Care
 Hospital Stay and Services Outpatient Surgery
Surgery Outpatient Anesthesia
ICU Physical Therapy
Anesthesia Ambulance
Prosthesis Doctor's Visits
Physician Treatment X-Rays and Lab Tests

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.