Hospital Indemnity Plus
When you face a hospital confinement, surgery, or need an outpatient procedure, the last thing you should worry about is unexpected costs and out-of-pocket expenses. Be prepared with MedMutual Protect’s Hospital Indemnity Plus.
Maximum Benefit Amount
Plan designs include maximum benefit amounts ranging from $10,000 to $250,000 per calendar year.
Outpatient Maximum Benefit
Plan designs have outpatient maximum benefit amounts ranging from $5,000 to $10,000 per calendar year.
No Coordination of Benefits Needed
Pays in addition to any other health insurance coverage you may have.
Hospital Indemnity Plus Coverage
When faced with a hospital confinement, surgery, or outpatient procedures, be prepared with MedMutual Protect’s Hospital Indemnity Plus.
| Hospital Benefits | Surgery Benefits | Preventative Care Benefits | Emergency Benefits | Outpatient Benefits |
|---|---|---|---|---|
|
Daily Surgery Benefit | Women's Health Including Mammogram and Pap Smear | Urgent Care | Office Visits Including Mental Health |
| Less than 24-hour Hospital Stay | Assistant Surgeon | Prostate Exam | Emergency Room | Outpatient MRI, PET, CAT Scans |
| Hospital Admission | Anesthesia Benefit | Colonoscopy | Ground, Water, and Air Ambulance | Outpatient X-Rays, Lab Tests |
Frequently Asked Questions
Hospital Indemnity Plus is supplemental insurance that provides benefits for covered hospital stays, surgeries, outpatient procedures, emergency care, and other medical services. These benefits can help offset unexpected out-of-pocket healthcare expenses.
Yes. Hospital Indemnity Plus pays benefits in addition to any other health insurance coverage you may have, helping provide extra financial protection when medical expenses arise.
Yes. Hospital Indemnity Plus includes benefits for outpatient services such as office visits, MRIs, PET scans, CT scans, X-rays, lab tests, and certain outpatient procedures, depending on the plan selected.
Covered benefits may include hospital admissions, hospital stays, intensive care unit stays, rehabilitation facility care, skilled nursing facility care, surgical procedures, anesthesia benefits, and assistant surgeon benefits.
Yes. Hospital Indemnity Plus includes benefits for covered emergency room visits, urgent care services, and ground, water, or air ambulance transportation, helping provide support when unexpected emergencies occur.
ACA plans are brokered through Summerset Marketing Company.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.