Woman being treated in a hospital bed.

Hospital Indemnity Plus

When you face a hospital confinement, surgery, or need an outpatient procedure, the last thing you should worry about is unexpected costs and out-of-pocket expenses. Be prepared with MedMutual Protect’s Hospital Indemnity Plus.

Hospital icon.

Maximum Benefit Amount

Plan designs include maximum benefit amounts ranging from $10,000 to $250,000 per calendar year.

Affordable Cost Solution Fixed Indemnity icon.

Outpatient Maximum Benefit

Plan designs have outpatient maximum benefit amounts ranging from $5,000 to $10,000 per calendar year.

Supplemental Outpatient icon.

No Coordination of Benefits Needed

Pays in addition to any other health insurance coverage you may have.

Hospital Indemnity Plus Coverage

When faced with a hospital confinement, surgery, or outpatient procedures, be prepared with MedMutual Protect’s Hospital Indemnity Plus.

Hospital Benefits Surgery Benefits Preventative Care Benefits Emergency Benefits Outpatient Benefits 
  • Hospital Stay
  • Intensive Care Unit
  • Rehabilitation Facility or Skilled Nursing Facility
  • Mental Health Facility
Daily Surgery Benefit Women's Health Including Mammogram and Pap Smear Urgent Care Office Visits Including Mental Health
Less than 24-hour Hospital Stay Assistant Surgeon Prostate Exam Emergency Room Outpatient MRI, PET, CAT Scans
Hospital Admission Anesthesia Benefit Colonoscopy Ground, Water, and Air Ambulance Outpatient X-Rays, Lab Tests

ACA plans are brokered through Summerset Marketing Company.

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.