Supplemental Dental and Vision Expense Policy
The best medicine is preventive! MedMutual Protect’s Supplemental Dental and Vision Expense Policy is one policy that provides you and your family with affordable dental and vision coverage—with benefits you can use TODAY.
- With this policy, everyone can receive dental care, from routine cleanings to comprehensive dental procedures.
- This insurance policy also helps with eye exams, contact lenses, frames, and lenses.
- You get BOTH dental and vision coverage combined for one affordable premium.
The Best Medicine is Preventive
This plan combines dental and vision coverage into one affordable policy with no restrictive networks and guaranteed renewability.
Complete Dental Care
From routine cleanings to major dental procedures.
Vision Benefits Included
Coverage for eye exams, contact lenses, frames and lenses.
One Affordable Premium
Get both dental and vision coverage combined in one plan.
Policy Features
- No restrictive network, which allows you to choose the doctor or dentist you want.
- Up to $1,500 per covered person per year, with benefits paid directly to you, your eye doctor or dentist.
- Great coverage that helps cover preventive care and major dental procedures.
- Guaranteed renewable at your option - regardless of future dental or vision problems.
- No waiting periods for check-ups.
| Dental Benefits | Vision Benefits |
|---|---|
| Preventive Care - X-rays - Cleanings |
Eye Examination - One eye exam per policy - Up to $100 per exam |
| Beyond Preventive Care - Fillings - Root Canals - Crowns - Bridges - Onlays - Dentures |
Lenses and Frames - Eyeglass lenses and frames or contact lenses - Up to $300 in any 24-month period - Replacement of existing eyeglasses or contacts after 12 months |
Frequently Asked Questions
This policy combines dental and vision benefits into one plan. Coverage includes preventive dental care such as cleanings and X-rays, major dental services like fillings, root canals, crowns, bridges, and dentures, as well as vision benefits for eye exams, eyeglasses, frames, lenses, and contact lenses.
Yes. The Supplemental Dental and Vision Expense Policy does not have a restrictive provider network, allowing you to visit the dentist or eye doctor of your choice.
No. The policy includes no waiting periods for check-ups, allowing you to begin using eligible preventive care benefits as soon as your coverage becomes effective.
The policy options provide up to $1,000 or $1,500 in benefits per covered person per policy year. Benefits may be paid directly to you or to your dentist or eye doctor, depending on the covered service.
Supplemental dental and vision insurance can help reduce out-of-pocket expenses for routine care, dental procedures, eye exams, glasses, and contact lenses. It offers an affordable way to help protect your budget while supporting ongoing oral and vision health.
*ACA plans are brokered through Summerset Marketing Company.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.