Home Health Care Indemnity Policy
The need for care following a procedure or hospital stay has increased in recent years, as patients are being discharged from the hospital sooner following surgeries and other procedures. But with a home health care insurance policy, there are options.
Home Health Care Coverage That Works for You
MedMutual Protect’s Home Health Care Indemnity Policy is an affordable solution that gives you the flexibility to utilize the type of care that’s right for you in the comfort of your own home.
Coverage That Pays You
Your policy pays a set benefit amount directly to you, regardless of cost of service or if you have any other insurance paying, including Medicare.
No Medical Exam
A medical exam is not required to qualify for a Home Health Care Indemnity Policy.
Choose Your Provider
Receive treatment from the doctors and health care specialists of your choice – no network restrictions or out-of-network penalties.
Included Benefits
With the MedMutual Protect Home Health Care Indemnity policy, fixed benefits include the following*:
- Prescriptions
- Home Health Care Services
- Home Health Care Aide
- Adult Day Care
- Home Medical Equipment
- Home Doctor Calls
- Emergency Room
- Urgent Care Center Visits
- Home Hospice Services
- Physical Therapy
- Occupational Therapy
- Speech Therapy
- Chemotherapy Specialist Services
- Enterostomal Therapy
- Respiration Therapy
- Medical Social Service
Optional Benefits
Choose the Optional benefits that include the following coverages:
- Ambulance
- Annual Physical Exams
- Eye Exams, Lenses and Frames
- Hearing Exams and Hearing Aids
- Dental Exams
Included Benefits
With the MedMutual Protect Home Health Care Indemnity policy, fixed benefits include the following*:
- Prescriptions
- Home Health Care Services
- Home Health Care Aide
- Adult Day Care
- Home Medical Equipment
- Home Doctor Calls
- Emergency Room
- Urgent Care Center Visits
- Home Hospice Services
- Physical Therapy
- Occupational Therapy
- Speech Therapy
- Chemotherapy Specialist Services
- Enterostomal Therapy
- Respiration Therapy
- Medical Social Service
Optional Benefits
Choose the Optional benefits that include the following coverages:
- Ambulance
- Annual Physical Exams
- Eye Exams, Lenses and Frames
- Hearing Exams and Hearing Aids
- Dental Exams
*ACA plans are brokered through Summerset Marketing Company.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America, Reserve National Insurance Company, or MedMutual Life Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.