Frequently Asked Questions for Senior Solutions Policyholders

Can I save money by paying my premiums annually?
Yes. We offer a discount for the Home Health Care Policy if you pay your premiums annually.

Can my policy be canceled by the company?
No. All our policies have a renewal safeguard feature. The only way you can be canceled is if:

• You fail to pay the premium within the grace period
• All of same policy types within the state are canceled.

Who else in this area is covered?
Due to HIPAA privacy laws, we cannot disclose this information. As one of our policyholders, your privacy is protected by these same laws.

What is MedMutual Protect Senior Solutions? I have never heard of it.
"MedMutual Protect Senior Solutions" is a suite of insurance plans designed to help individuals in their senior years. These insurance plans may be purchased by individuals who are already "seniors" or those who are younger and planning for the future. The insurance benefits under the MedMutual Protect Senior Solutions policies are provided by Reserve National Insurance Company, a company of Medical Mutual of Ohio. Reserve National Insurance Company has been providing life, accident and health insurance since 1956.

Do I need a physical exam to qualify for insurance coverage?
No. We do not currently require a physical exam.