Specified Disease Policy

Be prepared for the unexpected. Expenses can quickly add up when you’re diagnosed with a specified disease. With MedMutual Protect’s Specified Disease Policy, you are covered for many of the illnesses and conditions you may face.

Doctor interacting with a patient.

Covered Illnesses and Conditions

  • Cancer
  • Coronary Artery/ Cardiovascular Disease
  • Diabetes
  • Stroke
  • Major Organ Transplant
  • End Stage Renal Failure
  • Addison's Disease
  • Cushing's Disease
  • Gastrointestinal Disease
  • Gout
  • Hyperthyroidism/Hypothyroidism
  • Pancreatitis
  • Psoriasis
  • Shingles
  • Viral Hepatitis

Included Benefits

Benefits Payable in Hospital

  • Daily Room and Board
  • Hosptial Services and Supplies
  • Diagnostic Radiology
  • Physician Treatment
  • Pathology
  • Nursing/Rehabilitation Facility

Benefits Payable In or Out of Hospital

  • Outpatient Radiation/Chemotherapy
  • Outpatient Phototherapy
  • Surgeon
  • Anesthesiologist
  • Prosthesis
  • Physical Therapy

Policy Features

  • Benefits are paid in addition to any other insurance you have.
  • Benefits may be paid directly to you or to whomever you assign.
  • One lifetime deductible for each covered Specified Disease, while the policy is in force. You choose your deductible amount.
  • No network restrictions - Choose any doctor, hospital, or facility.
  • Benefits for many types of services, in and out of the hospital.
  • This policy has a Renewal Safeguard Provision.

Included Benefits

Benefits Payable in Hospital

  • Daily Room and Board
  • Hosptial Services and Supplies
  • Diagnostic Radiology
  • Physician Treatment
  • Pathology
  • Nursing/Rehabilitation Facility

Benefits Payable In or Out of Hospital

  • Outpatient Radiation/Chemotherapy
  • Outpatient Phototherapy
  • Surgeon
  • Anesthesiologist
  • Prosthesis
  • Physical Therapy

Policy Features

  • Benefits are paid in addition to any other insurance you have.
  • Benefits may be paid directly to you or to whomever you assign.
  • One lifetime deductible for each covered Specified Disease, while the policy is in force. You choose your deductible amount.
  • No network restrictions - Choose any doctor, hospital, or facility.
  • Benefits for many types of services, in and out of the hospital.
  • This policy has a Renewal Safeguard Provision.

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.