Supplemental Dental and Vision Expense Policy
The best medicine is preventive! MedMutual Protect’s Supplemental Dental and Vision Expense Policy is one policy that provides you and your family with affordable dental and vision coverage—with benefits you can use TODAY.
- With this policy, everyone can receive dental care, from routine cleanings to comprehensive dental procedures.
- This insurance policy also helps with eye exams, contact lenses, frames, and lenses.
- You get BOTH dental and vision coverage combined for one affordable premium.
Policy Features
- No restrictive network, which allows you to choose the doctor or dentist you want.
- Up to $1,500 per covered person per year, with benefits paid directly to you, your eye doctor or dentist.
- Great coverage that helps cover preventive care and major dental procedures.
- Guaranteed renewable at your option – regardless of future dental or vision problems.
- No waiting period for check-ups.
Dental Highlights
You’re free to use any dentist. With our supplemental dental and vision coverage, you can have two routine dental check-ups per policy year by or under the supervision of a licensed dentist of your choice.
Preventive Care
- X-rays
- Prophylaxis (cleanings)
Beyond Preventive Care
- Fillings
- Root Canals
- Crowns
- Bridges
- Onlays
- Dentures
- Major services (covered after one year)
- Replacement or repair of existing fillings, crowns, bridges, or dentures
Note: Orthodontic treatment, dental implants and cosmetic dental care are covered only if for treatment of an accidental injury that occurs while this policy is in force.
Vision Highlights
Eye Examination
- An eye exam in each policy year performed by the physician of your choice, including an ophthalmologist or optometrist.
- A maximum benefit of $100 is payable for each eye examination.
Lenses and Frames
- Eyeglass lenses and frames or contact lenses, excluding sunglasses.
- A maximum benefit of $300 in any 24-month period.
- Replacement of existing eyeglasses or contact lenses will be covered after the policy has been in effect for 12 months.
Dental Highlights
You’re free to use any dentist. With our supplemental dental and vision coverage, you can have two routine dental check-ups per policy year by or under the supervision of a licensed dentist of your choice.
Preventive Care
- X-rays
- Prophylaxis (cleanings)
Beyond Preventive Care
- Fillings
- Root Canals
- Crowns
- Bridges
- Onlays
- Dentures
- Major services (covered after one year)
- Replacement or repair of existing fillings, crowns, bridges, or dentures
Note: Orthodontic treatment, dental implants and cosmetic dental care are covered only if for treatment of an accidental injury that occurs while this policy is in force.
Vision Highlights
Eye Examination
- An eye exam in each policy year performed by the physician of your choice, including an ophthalmologist or optometrist.
- A maximum benefit of $100 is payable for each eye examination.
Lenses and Frames
- Eyeglass lenses and frames or contact lenses, excluding sunglasses.
- A maximum benefit of $300 in any 24-month period.
- Replacement of existing eyeglasses or contact lenses will be covered after the policy has been in effect for 12 months.
MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.