Supplemental Outpatient Fixed Indemnity Policy

When you need an outpatient procedure or an emergency trip to the hospital, you should not have to be concerned with what impact it will have on your family’s finances. Be prepared with MedMutual Protect’s Supplemental Outpatient Fixed Indemnity policy.

Medical professional pushing a patient in a wheelchair.

Outpatient Treatment

MedMutual Protect’s Supplemental Outpatient policy pays in addition to any other insurance coverage or health plan you may have. As with all of our policies, you can choose your own hospital or physician. This policy provides coverage that helps with outpatient treatment, such as:

  • Preventive Care
    • Colonoscopy
    • Prostate exam
    • Mammogram
    • Pap smear
    • Diabetes blood test
  • Outpatient
    • X-Rays
    • MRI or CT scan
    • Lab tests
    • Doctor visits
  • Ambulance
    • Ground
    • Air
  • Emergency Room
  • Prescription Drugs

Policy Features

  • No deductibles: Receive each benefit that is payable.
  • This policy is flexible: Select the benefit levels that best meet your needs.
  • This policy is designed to supplement your existing health insurance.
  • Benefits may be paid directly to you or to whomever you assign.
  • All benefits reset each policy year.

Outpatient Treatment

MedMutual Protect’s Supplemental Outpatient policy pays in addition to any other insurance coverage or health plan you may have. As with all of our policies, you can choose your own hospital or physician. This policy provides coverage that helps with outpatient treatment, such as:

  • Preventive Care
    • Colonoscopy
    • Prostate exam
    • Mammogram
    • Pap smear
    • Diabetes blood test
  • Outpatient
    • X-Rays
    • MRI or CT scan
    • Lab tests
    • Doctor visits
  • Ambulance
    • Ground
    • Air
  • Emergency Room
  • Prescription Drugs

Policy Features

  • No deductibles: Receive each benefit that is payable.
  • This policy is flexible: Select the benefit levels that best meet your needs.
  • This policy is designed to supplement your existing health insurance.
  • Benefits may be paid directly to you or to whomever you assign.
  • All benefits reset each policy year.

MedMutual Protect is the brand name for insurance products issued by subsidiary insurance companies controlled by Medical Mutual of Ohio. Each subsidiary of Medical Mutual of Ohio is solely responsible for the insurance products it underwrites and issues. Insurance benefits under Medicare Supplement Plans are underwritten by United Insurance Company of America or Reserve National Insurance Company. United Insurance Company of America is not financially affiliated with Medical Mutual of Ohio. Insurance benefits under other available coverages are provided by Reserve National Insurance Company. Form numbers, availability and policy provisions may vary by state. A company agent may contact you with details about benefits, costs, limitations, exclusions, renewability and waiting periods. Each individual's eligibility is subject to underwriting guidelines. This coverage is designed to supplement, and not take the place of, "minimum essential coverage" under the federal Patient Protection and Affordable Care Act. Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.