5 Ways You Can Prepare for Emergencies This Summer

Your summer plans involve ways to enjoy the season: vacations and get-togethers, packing sunscreen for the outdoors and lounging in the sun. But emergencies don’t follow schedules. Because they can happen anywhere at any time, being prepared can help you respond at a moment’s notice. MedMutual Protect wants you and your loved ones to stay covered, safe and fully protected even if the unexpected happens. 

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Illustration of two people standing outdoors under bright summer sun rays; one person supports another who appears overheated while holding a water bottle and touching the forehead. Scene depicts heat exhaustion, dehydration, and sun safety, highlighting summer health risks and first aid response in hot weather conditions.

1. Plan ahead for heat-related emergencies  

The summer heat can feel welcoming, but as heatwaves and rising temperatures become a daily occurrence, your risk of heat-related injuries increases. Stay prepared by following guidance from the Centers for Disease Control and Prevention (CDC) to protect yourself and others from the heat while outdoors: 

  • Wear loose-fitting, lightweight clothing. 
  • Limit time spent working or exercising. 
  • Never leave anyone (including pets) in a parked car. 
  • Find cool, shady spots to rest or stay indoors. 
  • Drink plenty of fluids. 

Plan by following heat forecasts in your area. Be aware of symptoms for life-threatening, heat-related illnesses like heat stroke and heat exhaustion. 

2. Essential steps for severe weather emergencies 

Weather conditions can change fast and may produce thunderstorms and lightning, flooding, damaging hail and even tornadoes. Always be prepared for the possibility of bad weather by taking the following steps: 

  • Get up-to-date alerts: Check daily forecasts, including before and during travels, and sign up for local and national warning systems
  • Have a plan and supplies ready: Create a designated safety spot to meet and stock up on emergency supplies, like non-perishable foods, clean drinking water, a portable power bank, a battery-operated radio and a generator for backup power. 
  • Stock up on medicine: Keep a first aid kit with medications that are specific to you and your loved ones' needs, including prescriptions.  

Severe weather can be unpredictable, but unexpected costs from injuries sustained during and after don’t need to be.  

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3. Emergency readiness around the house 

Power outages, weather hazards, threats of fires or gas leaks – a lot can happen around your home. Take extra time to prepare before emergencies happen to respond with urgency: 

  • Maintain a stash of goods: Your water supply should include one gallon per person per day for drinking and sanitation. Store nonperishable foods, like canned fruits and vegetables, dried beans and shelf-stable nondairy milk. Routinely replace expired items. 
  • Have backup batteries: Keep cell phones and portable power banks charged. charged. Routinely check battery health at least once a month. Consider a battery-operated radio if you lose internet or cell connectivity. 
  • Safely operate generators: Follow important tips like never operate a generator in an enclosed space, keeping it at least 20 feet from doors, windows and vents. 
  • Designate a safety spot: Store supplies that fit the needs of you and your loved ones in a cool, dry space. 
  • Install warning systems: Install smoke and carbon monoxide (CO) detectors in central areas and sleeping spaces, test them at least once a month and replace batteries twice a year. 

4. Stay equipped for first-aid emergencies 

Small emergencies still require readiness. A well-stocked first aid kit lets you treat scrapes, cuts, burns and stings quickly, whether at home or in your car. You can buy a kit at most drugstores or customize your own with basic supplies and medications that fit your needs: 

  • Adhesive tape, cloth or bandages 
  • Antiseptic solution 
  • Disposable gloves 
  • Hand sanitizer 
  • Antibiotic cream, hydrocortisone or burn gel 
  • Aspirin or pain relievers (acetaminophen, ibuprofen) 

Keep a list of emergency contact numbers on hand, including local emergency services and Poison Control. Seek medical attention if health conditions worsen. 

 
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Illustration of a traveler pushing a luggage cart stacked with suitcases inside an airport terminal, with large windows and an airplane visible outside. The scene represents travel safety, airport navigation, and managing heavy baggage during summer travel or vacation journeys.

5. Emergency safety for travel and vacation getaways 

From roadside accidents to unexpected hospital visits, emergencies don’t stop when you’re on vacation. Consider the following tips from the CDC to stay prepared for emergencies before, during and after travel: 

  • Health safety: Check in with your doctor at least one month before you leave for your health status and any vaccinations and medications. Review your destination, including international travel, for specific health risks and safety concerns. 
  • Important documentation: Share an itinerary, including contact information and any accommodations, with someone at home. Bring a list of emergency contacts, print and digital copies (if possible) of your passport, immunization records, prescriptions, insurance cards and more. 
  • Travel health kit: Include needed or hard-to-find items at your destination, like earplugs, sunscreen or insect repellent. Pack medicines for pain, fever or motion sickness, and prescriptions, preferably in their original bottles.  
  • Stay informed:Monitor travel warnings, safety, security, health and weather conditions through free services like Smart Traveler Enrollment Program (STEP).

Emergency preparedness with MedMutual Protect

Big or small, being prepared for any kind of emergency can protect you and your loved ones. MedMutual Protect wants to make sure your health insurance plans meet your needs. We offer a variety of individual health and accident products.

When unexpected injuries occur, our Accident Insurance covers inpatient and outpatient benefits, offering financial relief to help you avoid major unforeseen costs. If a summer emergency results in a hospital visit, our Hospital Indemnity Plus coverage is ready to help out-of-pocket expenses. MedMutual Protect members can also add-on SimpliCare for easy-to-use telemedicine solutions that provide direct access to licensed physicians to receive treatment and advice for common summer-related ailments and injuries. Members can also secure discounts on their medications ahead of summer trips with access to the nearest participating pharmacy.

Learn more about our products and the ways that MedMutual Protect can help you and your family.

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Page last updated on 6/25/2026